ASSIGECO SRL - infortuni - en
Logo Lloyds Coverholder Coverholder of Lloyd’s Insurance and authorized by National Bank of Belgium and authorized by National Bank of Belgium
English version Versione italiana

Welcome to the Assigeco website


Home >> Areas of activity >> Injuries

Injuries

The Insurance cover is valid for injuries that the Insured Party suffers in the execution of:

  • the declared professional activity;
  • any other activity carried out which is not of a professional nature.

An event due to a chance, violent or external cause that produces objectively verifiable bodily injuries, which result in one of the events guaranteed in the policy, is considered an injury.

By way of explanation and not limited to, accidents are also considered:

  • injuries suffered during strikes or riots, civil commotion, acts of terrorism, attacks, aggressions, vandalism, violent acts that also have political, social or trade union motives, provided that the Insured has not taken part voluntarily or actively;

  • injuries caused by any natural event (such as earthquakes, storms, volcanic eruptions, landslides and the like).

  • injuries resulting from the use and driving of vehicles and boats in general, including third party and/or public means of transport (except for the provisions of art. 14/e -14/f Exclusions);

  • injuries that the Insured suffers during air travel as a mere passenger;

  • sun and heat impact, dehydration, frostbite and freezing, dizziness and, in general, the effects of outside temperature, atmospheric agents and other thermal and atmospheric influences;

  • asphyxiation due to involuntary inhalation of gases or vapours;

  • poisoning, intoxication and injury caused by the accidental ingestion of food or absorption of beverages or substances in general;

  • bites and kicks, bites, stings and burns caused by animals, insects and plants (but excluding diseases directly or indirectly caused by them);

  • infections, including tetanus infections, resulting from accidents for which benefits are payable under the policy;

  • drowning;

  • stress-related injuries to muscles and tendons (excluding stroke and stroke) and traumatic hernias;

  • lightning strike, electrocution and injuries caused by electric shock;

  • injuries resulting from sudden contact with caustic or corrosive substances, as well as injuries caused by flame or incandescent material;

  • the physical consequences of surgery and other treatment necessitated by the injury;

  • injuries suffered while under the influence of alcohol (other than driving a vehicle or motorbike), sickness or lack of knowledge;

  • injuries suffered by the Insured resulting from inexperience, imprudence, negligence or gross negligence of the Policyholder or the Insured;

  • injuries sustained in the course of legitimate defence or of acts performed in furtherance of human solidarity;

  • the insurers, in the event of beaching, shipwreck, forced landing, shall pay the sums insured for one of the events guaranteed in the policy even in those cases where the above events are not the direct cause of the injury, but a consequence of the area, climate, or other concurrent situations and the Insured is in such a condition to suffer death or permanent organic injury.

CONVENTIONS

INARCASSA

INARCASSA

FONDAZIONE INARCASSA

FONDAZIONE INARCASSA

FEDERSANITA'

FEDERSANITA'

CASSA FORENSE

CASSA FORENSE

GEOLOGI

GEOLOGI

Link redirect to Assigeco Portale

PORTALE.IT

Link redirect to CONQUADIR-PA

CON.QUA.DIR.-P.A.
Comitato Nazionale Quadri Direttivi della P.A



LOGO ASSIGECO SRL

Assigeco is one of the leading independent insurance brokerage companies operating in Italy, offering a complete range of solutions and services tailored to the specific needs of businesses of all sizes, public bodies and the self-employed.
Read more about Assigeco SRL

LOGO ASSIGECO SOLUTIONS

Assigeco Solutions is part of a group formed following more than 30 years of activity, whose main companies are the R.I.B. Group: Reinsurance International Broker Spa, and Assigeco Srl.
Read more about Assigeco Solutions

LOGO RIB

Operating in Italy since 1988, in a short period of time, it has reached the top of the list of Italian reinsurance brokers, opening several offices in Italy: Milan, Rome and in Europe.
Read more about RIB

LOGO ASSIGECO TRADE CREDIT

Assigeco Trade Credit is the latest member of the ASSIGECO group, aiming to offer a professional and specialized response in Commercial Credit Insurance.
Read more about Assigeco Trade Credit